Become Pre-Approved Before You Shop and Get More Bargaining Power (It’s Free!)

• When you get pre-approved through Pierpoint Funding, you have an advantage in this buyer’s market.
• What do you get? You’ll get pre-approved for homes in a certain price range, which will narrow your search and help you find the right home quickly – and, your pre-approval is totally free.
• You can also close quicker than other buyers because you already have a head-start on getting approved. For motivated sellers, this can give you just the bargaining power you need.

Most Popular Home Loans for First-Time Home Buyers:

• CalHFA – Purchase your home with only a half of a percent down. Closing costs can even be financed.
• Platnium – Get a 3% Grant. Purchase your home with only a half of a percent down. Closing costs can be a gift from a relative!
• FHA Loans – Purchase your home with only three and a half percent down. Closing costs can be a gift from a relative!
• 30-Year Fixed  – Our most popular mortgage. Get a low payment and the security your rate won’t change for the life of your loan.
• VA Loan – No down payment, no PMI and flexible credit requirements make the VA loan a top choice for veterans and active military members.
• Smart PMI – Lower your PMI payments significantly by paying a portion upfront!
• Mortgage Credit Certificate (MCC) Program – Reduces the amount of federal income tax the homebuyer pays to the IRS.

We’ll Match you with a Trusted Real Estate Agent

• We’re here to make buying your first home easy. This totally free service that matches you with a pre-screened, reliable real estate agent in your area!
• How do they do it? We pre-screen real estate agents in California from a variety of different real estate companies to make sure they’re experienced, reliable and that they’ll put your needs first. Those who pass the test become part of our network.
• One Easy Transaction: Preferred real estate agents will work hand-in-hand with your Loan Consultant at Pierpoint Funding to eliminate confusing, extra legwork and to ensure hassle-free home buying.

Get a Home Loan with Little or No Money Down

• Pierpoint Funding mortgage programs allow you to buy a home with only as little as 0.5% down payment! In many cases, that down payment can be a gift from a relative or non-profit organization.
• Add in up to 6% seller concessions and you could come to the closing table with no money out of pocket! Ask us how!

Why Should You Choose Pierpoint Funding?

• We’re one of California’s fastest growing mortgage brokers.
• Experience counts: Our associates average 15+ years in the mortgage industry.
• And we’re quick, easy, and worry free.
• Low Rates and Fees!